How to open a bank account in the UK
This article tells you how to open a bank account which you will need for transactions and payments in the UK as an international student
There are a selection of banks to choose from when opening a bank account in the UK. Some universities will take freshers to a specified bank, but you may get a better deal if you do a little research and make this decision yourself. Websites such as U-Switch, and Money Saving Expert are great starting points to finding out what is available on the market, allowing you to compare what is on offer from different banks.
Things to consider
Most UK banks provide various different bank accounts, including some that are specifically designed for students. Some are free, some are charged, some have cashback bonuses, some could earn credits, some are debit cards and some are credit cards. We know, it’s hard to make a decision amongst such a number of choices!
We suggest that when you first arrive in the UK, you open these two types of accounts as standard;
When you have decided the bank you would like to open your account with, simply make an appointment at the branch closest to you. Remember to ask about the documents you should take along. These are likely to be your passport, a letter or certificate from your university proving that you are studying there, and proof of your address (housing contract or police registration form).
Things to remember
Some of The UK banks you may want to consider:
Money.co.uk offers a great comparison service, whereby you can compare different types of UK student accounts on offer.
If you have any further questions or queries on opening a bank account in the UK, contact your UKEC education consultant or speak to the advisors at your university.